Ways to Pay

Payment methods that work for you.

Convenient and Secure Payment Options

At Pearson Cycles, we believe in making your shopping experience as seamless and secure as possible. With a range of payment methods, you can choose the one that works best for you. Whether you're purchasing your dream bike, new accessories, or cycling gear, we’ve got you covered with options including:

Master Card Logo Maestro Logo Visa Logo Paypal Logo Dividebuy Logo Apple Pay Google Pay Logo Volt Logo

Payment Options

Debit and Credit Cards

We accept all major debit and credit cards including Visa, MasterCard, and American Express. Simply enter your card details during checkout for a fast, secure transaction. Payments are processed through secure encryption technology, ensuring your card details are always protected.

  • Why Use Debit or Credit Cards?
  • Wide Acceptance: Most people are familiar with and comfortable using their debit or credit cards online.
  • Rewards and Points: Use your card to earn rewards or cashback through your bank’s program (check with your card provider for more details).
  • Instant Payment: Once you’ve completed the transaction, your order is processed and shipped right away

DivideBuy Finance

Need to spread the cost of your purchase? Our partnership with DivideBuy offers flexible interest-free finance options, allowing you to pay in installments over time.

  • How DivideBuy Works: At checkout, choose DivideBuy as your payment method. You’ll be directed to a simple application form, and after a quick decision, you can select your repayment plan. Options range from 3 months to 18 months (subject to availability).
  • No Hidden Fees: DivideBuy offers interest-free options for many purchases, but even if you opt for a longer term, the terms are clear with no hidden charges.
  • Flexible Repayment: Choose the plan that suits your budget and get your items right away.

Credit Decision in Minutes: DivideBuy provides an instant decision, so you’ll know right away if your application is approved.

For more details, visit our DivideBuy FAQ.

Cycle to Work Scheme

The Cycle to Work Scheme is a government initiative that allows you to save on bikes and cycling accessories by paying from your pre-tax salary. It’s a great way to get a high-quality bike while reducing your overall tax burden. Pearson Cycles is pleased to participate in this scheme through Cyclescheme, the UK’s leading provider for Cycle to Work benefits.

Benefits of the Cycle to Work Scheme:

  • Tax Savings: Save up to 40% on bikes and equipment by paying with pre-tax salary deductions.
  • Health & Environment: Start commuting by bike to improve your health, reduce your carbon footprint, and save on travel costs.
  • No Interest or Fees: The scheme is interest-free, so you pay the agreed monthly cost without any additional charges.
  • Easy Setup: Your employer deducts payments from your salary, and Pearson Cycles will arrange the necessary paperwork through Cyclescheme.

For full details about how the Cycle to Work Scheme works, including eligibility and how to apply, please visit our dedicated Cycle to Work page.

PayPal & PayPal Credit

PayPal offers a fast and secure way to pay, without the need to re-enter your card details every time. Use your PayPal balance, linked bank account, or a debit/credit card stored in your account.

  • PayPal Credit: With PayPal Credit, you can spread the cost of your purchase over a longer period with interest-free financing for up to 4 months on purchases over £99. Simply choose PayPal Credit at checkout and follow the instructions to apply.
  • Flexible Financing: Spread your payments across months or even take advantage of interest-free periods.
  • Protection: PayPal offers buyer protection, adding an extra layer of security for your transactions.
  • Instant Decision: You'll know instantly if you’ve been approved for PayPal Credit, making checkout quick and easy.

For more details on how PayPal Credit works, visit the PayPal Credit FAQ.

Apple Pay & Google Pay

For quick and secure payments, Apple Pay and Google Pay make checking out faster than ever. If you’re on a supported mobile device or browser, simply select Apple Pay or Google Pay as your payment option, authenticate with Face ID, Touch ID, or your device's passcode, and your payment is complete.

  • Why Choose Apple Pay & Google Pay?
  • Convenience: Pay with a simple tap or click without needing to enter payment details manually.
  • Security: Both Apple Pay and Google Pay use tokenization technology, ensuring your card details are never shared with merchants, adding a layer of security.

Multiple Devices: Whether you're shopping on your phone, tablet, or laptop, these options make it easy to complete a purchase wherever you are.

Direct Bank Transfer (via Volt)

If you prefer to make a direct payment from your bank account, we offer Volt Payments to facilitate bank transfers. This option is powered by the latest Open Banking technology, ensuring secure and immediate payments directly from your bank.

  • How It Works: Choose Pay by Bank at checkout, select your bank, and authenticate the payment through your bank’s app or website. There’s no need to enter long account numbers or routing details, making it both quick and secure.
  • No Fees: Direct bank transfers via Volt typically incur no additional fees, so you can save on transaction costs.
  • Instant Confirmation: As soon as your payment is confirmed, your order is processed without any delays.

Secure & Hassle-Free Payments

Payment Security

We take the security of your personal and payment details seriously. All transactions on our site are processed using SSL encryption, ensuring your data is protected every step of the way. Whether you are using a credit card, PayPal, or bank transfer, rest assured that your payment is handled securely.

Need Assistance?

If you have any questions or need help with selecting the right payment method, our customer service team is here to help. Feel free to Contact Us, and we’ll get back to you as soon as possible.

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